One of the most heinous crimes in modern society is the abuse of elderly residents living in nursing homes. This should be the one time in their life where they are free from danger or worry and allowed to enjoy their golden years in peace. Sadly, the number of cases coming to court every year indicates this problem is not going away but what causes nursing home abuse? Why does it happen so frequently? And what can we do to protect our loved ones?

Type of Abuse

Financial, mental and physical are the big three when it comes to abuse in nursing homes. You can also add neglect and sexual abuse to that list. [Read more…]

Life has a way of throwing you for a loop. When you least expect it, something goes wrong that requires cash you don’t have of your own to resolve. The furnace finally gives out, your car battery dies, you get sick or injured and have to take off from work for a while, the energy bill comes with a shutoff notice, or the kids need money for a class trip or school-related expense. When this happens and you don’t have the funds on your own, you have no choice but to ruin your budget or put yourself in serious debt. 

You Need an Emergency Fund

An emergency fund is a savings account in which you deposit funds in to use for rainy days or unforeseen circumstances like those discussed above. It’s a financial cushion that, if managed well, can get you out of a lot of jams and eliminate the need to go into debt.  [Read more…]